CMA Data & Financial Projections

Structured financial information for financing and business planning

CMA data and financial projections provide a structured view of a business’s historical and projected financial position. We assist businesses in preparing financial information and projections based on the requirements of the proposed financing or business plan.

CMA Data Preparation

We assist with preparation of CMA data for businesses requiring structured financial information for financing and working capital discussions.

The CMA information may cover:

  • Existing and projected financial position
  • Operating performance
  • Current assets and liabilities
  • Working capital requirements
  • Sources and deployment of funds
  • Financial ratios and key indicators
  • Projected banking arrangements

Financial Projections

We prepare projected financial statements based on business plans, operating assumptions and information provided by the client.

These may include:

  • Projected Profit & Loss Account
  • Projected Balance Sheet
  • Cash Flow Statement
  • Fund Flow information, where applicable
  • Working capital projections
  • Key financial ratios

Working Capital Assessment

For businesses requiring working capital finance, financial projections can help present the expected operating cycle and funding requirements.

The assessment may consider:

  • Inventory requirements
  • Receivables
  • Payables
  • Operating cycle
  • Working capital gap
  • Existing and proposed banking arrangements

Projected Profitability & Cash Flow

We assist in developing financial projections that present expected revenue, operating costs, profitability and cash generation over the projection period.

The projections may be used for:

  • Business planning
  • Project evaluation
  • Financing discussions
  • Expansion planning
  • Internal financial decision-making

Financial Ratios & Analysis

Depending on the nature of the assignment, relevant financial indicators may be presented to help understand the projected financial position.

These may include:

  • Current ratio
  • Debt-equity ratio
  • Debt service coverage ratio
  • Profitability ratios
  • Working capital indicators
  • Other relevant financial ratios

CMA for New & Existing Businesses

CMA data and financial projections can be prepared for both new projects and existing businesses, with the approach adapted to the availability of historical information and the nature of the proposed financing or business plan.

Linking Financial Projections with the Business Plan

Financial projections are developed with reference to the underlying business assumptions, such as capacity, sales, pricing, operating costs, capital expenditure and financing structure.

This helps present the relationship between the proposed business plan and its projected financial performance.

Our Approach

Our focus is on clear assumptions, logical financial projections and properly structured financial information. We aim to present financial information in a format that is useful for business planning and financing discussions.

The projections and financial information are prepared based on information and assumptions provided or confirmed by the client and are subject to the specific requirements of the assignment.